
While all insurance carriers may not offer these deals, you should ask your agent about these top ten insurance discounts:
- Valued policyholder discount. You're rewarded for being a loyal customer. The longer you stay with your insurance carrier, the more you save, regardless of your claims history.
- Select pay discount. Save when you pay through electronic funds transfer (EFT), or when you pay your premium in full.
- Non-smokers discount. Here's another reason to quit. Not only are non-smokers healthier, they also are less likely to have a house fire. You can receive this discount when all residents in your home are non-smokers.
- Hybrid vehicle discount. Earn this credit by owning or leasing a hybrid car.
- Good student discount. Receive this discount if your policy covers a good student driver. The student must be be age 16-24, go to school full time, and have a 3.0 grade point average or better.
- Away at school discount. Policyholders with drivers on their policies will receive a discount if the driver attends school 100 or more miles from home.
- Accident prevention course discount. Provides savings to a driver age 55 or older who completes a state-approved driver improvement course.
- Claim free/violation free discount. Qualify for this discount if you've been accident free for the past three years and have no moving violations.
- Package discount. Sometimes referred to as "bundling," this discount automatically applies if you have both your vehicle(s) and home insured on one policy.
- Umbrella coverage discount. Reduce your home premium when an umbrella policy is added to your coverage.