An independent agent can help you understand your coverage needs and help you find an insurance company that meets them. A captive agent only has one company’s coverage options to offer. The shopping experience is significantly different, and options are limited.
The additional perspective of working with an independent agent gives people seeking insurance a definite advantage. Here are five reasons to work with an independent agent.
Comparison shopping – You can compare carriers and products to help you find the most effective coverage at the best value. Because an independent agent has access to multiple insurance companies, they are able to offer you competitive pricing and quality service.
Assistance – Comparing apples and oranges is never easy. Each insurance company offers different coverage options, and an independent agent can help you sort out which are best suited to your needs.
Customized coverage – Do you need a combination of coverages for your home or business? Independent agents understand the nuances of policies and coverage options from each of their carriers and can leverage these products to your advantage.
Navigating claims – Captive agents are obligated to watch their insurance company's bottom line. Independent agents are free to represent you, their client, and advocate on your behalf after filing a claim.
If you’re looking for insurance, speak to an independent agent about your needs. It will be time well spent. Let us help you find an independent insurance agent in your area.