Keep your teen driver safe on the road

Teenagers cause an alarmingly disproportionate number of accidents due to inexperience, immaturity, a sense of invulnerability, and distracted driving.

It’s important to talk with your teen about these risks. Here are a few statistics to share in your conversation:

  •  Motor vehicle crashes are the leading cause
     of death among teens in the United States.

  •  Teen drivers are more likely to be involved in
     a fatal crash where distraction is reported.
     Sending or receiving a text takes a driver’s
     eyes from the road for an average of
     4.6 seconds — equivalent to driving the
     length of an entire football field, blind.

  •  Using a cell phone while driving delays a driver’s reactions as much as having a blood alcohol
     concentration at the legal limit of .08 percent.

•  Alcohol and drugs play a role in nearly 30 percent of teen driver deaths.

Follow these strategies to help your teen become a smart driver:
  •  Before turning the engine on, turn the cell phone off. Never text, take calls, or make calls while driving.
  •  Limit the number of passengers, as well as night driving, until becoming more proficient on the road.
  •  Keep both hands on the wheel and both eyes on the road.
  •  Maintain a safe speed at or below the speed limit.
  •  Never take risks behind the wheel.
  •  Never use alcohol or drugs, especially before or while driving.

Benefits of being street smart
You often can earn discounts on your insurance premium for safe driving. SECURA offers discounts for staying violation and accident free, and students who maintain a Grade Point Average of 3.0 or higher earn a Good Student Discount on your premium. Talk to your independent insurance agent for more information about the discounts available.

Sources: National Highway Traffic Safety Administration, National Safety Council, Pacific Institute for Research and Evaluation, and Insurance Institute for Highway Safety